Filing insurance claims is a widely used practice. Those who are injured in vehicle accidents, slip and fall incidents, work related mishaps and various other situations routinely file claims against the person or business they feel is responsible for their injuries. They do so with the hope of being compensated for their injuries, personal suffering, lost wages, property repairs, medical expenses and other related costs.
The public rarely sees these claims from the point of view of the insurance companies that hold policies for those who are being held responsible for such expenses. Business owners are required to carry various insurance policies. They must cover their business in the event a member of the public is injured due to falling objects within their establishment, slips on a wet floor or icy sidewalk, or believes he was treated unfairly while attempting to do business with the company in question.
Businesses with fleets of company vehicles, heavy equipment or commercial trucks must also carry appropriate coverage on their fleets as well as any employees driving vehicles included in their fleets. All businesses must also procure workers compensation insurance to cover any employee injuries.
Insurance coverage applies to all homeowners and drivers as well. They must carry appropriate policies to protect themselves and others in the event of an injury and ensuing court case. These facts lead to an ever growing number of insurance companies in need of defense counsel. This is the role of attorneys offering insurance defense In Sturgis SD.
These attorneys, working on behalf of the insurance companies they represent, investigate the insurance claims constantly being filed. They help protect their clients against false claims by examining all aspect of the claims. They ensure those claiming to be entitled to compensation through their clients are not making false accusations in an attempt to gain personal wealth.
Insurance defense attorneys help negate claims stating the insurance companies’ clients were at fault in an accident when, in fact, they were not responsible for the injuries at hand. If their clients’ policy holders are found responsible, they help guarantee any insurance payouts are kept at a minimum. This keeps the insurance companies’ costs as low as possible and helps them offer lower insurance rates to the public.
Gunderson Palmer Nelson & Ashmore, LLP is a law firm in Sturgis SD, they practices in the areas of Insurance and corporate Defense. Visait our website for more details.
